Save 1 hour at the dealership
Get pre-approved for a car loan fast
We work with all types of credit history: good credit, bad credit, any credit. Get pre-approved & lock in your rate.
Are you applying for financing for yourself, or jointly with a co-borrower?
We have the right car loan for you
Getting online pre-approval for a car loan is fast and convenient. Avoid endless hours of number crunching and trying to figure out what you can afford; let our 12+ national banks and credit unions do the heavy lifting.
Shop online with confidence
Knowing what you can afford before you get to the dealership makes your vehicle transaction easy. Pre-approval is the best way to strike while the iron is hot and get the best rates to find the best car for your budget.
Know the fate of your rate
Applying for pre-approval with our simple form above gets you one step closer to knowing the real car loan rates you qualify for.
Freedom from worry
Once one of our 12+ lenders approves you for your car loan, you don’t have to worry about your credit anymore. After pre-approval, you can focus on finding the best car for your budget.
Save 1 hour at the dealership
Get in the fast lane of your dealership experience. There’s no reason to spend four hours at a dealership when you can check off your loan approval before even setting foot into the dealership.
Makes you a cash buyer
Getting pre-approved means our lenders have reviewed your report and credit score and you’ve met the lenders criteria to determine your loan rate and amount.
No haggling, less stress
Taking care of pre-approval today means less stress and haggling at the dealership. It’s easy to get peace of mind ahead of time with car loan pre-approval.
Let’s get started
Fill out form today
Please fill out our secure online pre-approval application to see what type of loan approval you can get.
Trustworthy rates
We work with 12+ banks & credit unions fighting to get you the best possible rates.
Start searching
We stock the rarest inventory & best priced used cars, trucks, and SUVs in Washtenaw County. Choose your car now.
Home delivery or pick-up
You decide, come to our dealership or get free home delivery up to 50 miles.
Start driving
Our # 1 goal is for you to drive-away happy! Thanks for choosing Chelsea Motors.
Frequently asked questions
What if I have bad credit, can I still get pre-approved?
Yes, even if you have experienced divorce, separation, foreclosure, bankruptcy, repossession, collections, we can help you get pre-approved for a loan that's right for you.
Do self-employed drivers get pre-approved?
Yes! Gig workers and self-employed business owners can get car loan approval. Chelsea Motors can help you find a great car loan, so you can focus on your next job, delivery, or business meeting.
I am a first-time buyer and I don’t have any credit history. Will I be able to get pre-approved?
Yes! Chelsea Motors specializes in helping first-time buyers get started on the life-long journey of car ownership.
Does pre-approval take a long time?
Time can vary for different financial scenarios, but we contact you with a pre-approval offer within 24 business hours.
Does pre-approval really mean I am approved for a car loan?
Yes, it does! As soon as you are pre-approved, you get a specific loan amount, term, and rate for a certain amount of time - usually 60 days. Pre-approval is better than pre-qualifying because it locks in your rates and terms.